Terms & Conditions

Welcome to TrinityInsured. By using our website and requesting insurance quotes or services from our company, you are agreeing to follow certain guidelines and rules that help us work together smoothly. These terms create a legal agreement between you and our company, so it's important that you read through them carefully and understand what they mean for your relationship with us. If you do not agree with any part of these terms, please do not use our website or our services.

Our website provides information about auto insurance products and helps connect you with insurance providers who can meet your coverage needs. While we work hard to ensure all information on our site is accurate and up to date, the insurance industry changes frequently and coverage options can vary based on many factors. We cannot guarantee that every detail on our website is perfect at all times, and you should always verify important information directly with your insurance provider before making final decisions about coverage.

When you request a quote through our website, you agree to provide truthful and accurate information about yourself, your vehicle, and your driving history. Giving false information can lead to problems with your insurance coverage later, including denial of claims or cancellation of your policy. It is your responsibility to make sure everything you tell us is correct and complete. If your situation changes after you receive a quote, such as getting a traffic ticket or buying a different vehicle, you should let us know right away so we can update your information.

The quotes we provide are estimates based on the information you give us and current market rates from our insurance partners. These quotes are not final offers or guarantees of coverage. The actual price you pay for insurance may be different once the insurance company completes their underwriting process and reviews all your details more carefully. Several factors can affect your final premium, including your complete driving record, credit history where allowed by law, and verification of the details you provided. We present quotes in good faith, but we cannot control the final decisions made by insurance carriers.

Using our website does not automatically create an insurance policy or bind you to purchase coverage. An insurance policy only goes into effect once you have completed the full application process with an insurance company, paid your first premium, and received official confirmation of coverage. Until that happens, you do not have active insurance protection. We strongly recommend that you do not cancel your existing insurance coverage until you have confirmed that your new policy is active and in force.

All content on our website, including text, images, logos, graphics, and design elements, belongs to TrinityInsured or our content providers and is protected by intellectual property laws. You are welcome to view and use our website for personal, non-commercial purposes, but you may not copy, reproduce, distribute, or create derivative works from our content without getting permission from us first. This protection helps us maintain the quality and integrity of the information and services we provide to all our visitors.

When using our website, you agree not to engage in any activities that could harm our systems, interfere with other users, or violate any laws. This includes things like attempting to hack into our servers, spreading malware or viruses, scraping our data with automated tools, or using our services to commit fraud. We monitor our systems for suspicious activity and reserve the right to block access or take legal action against anyone who misuses our website or services.

Our website may contain links to third-party websites, including insurance company portals, government resources, or other helpful tools. We provide these links as a convenience, but we do not control these external sites and are not responsible for their content, accuracy, or practices. When you click a link and leave our website, you are subject to the terms and policies of that other website. We encourage you to review the terms of any site you visit through our links.

We strive to keep our website running smoothly and available whenever you need it, but sometimes technical issues or maintenance needs arise. We do not guarantee that our website will be available without interruption or that it will always be completely free of errors or bugs. We may need to temporarily suspend access to our website for updates, repairs, or other necessary maintenance. We will try to minimize any disruptions, but we cannot be held liable for problems that occur due to circumstances beyond our reasonable control.

TrinityInsured acts as an intermediary between you and insurance companies. While we work to connect you with quality insurance providers, we are not the actual insurance carrier and do not have control over claim decisions, policy terms, or coverage details. Your insurance contract is directly between you and the insurance company that issues your policy. Any disputes about coverage, claims, or policy interpretation must be handled with your insurance carrier, not with us.

To the fullest extent permitted by law, TrinityInsured is not liable for any indirect, incidental, special, or consequential damages that might arise from your use of our website or services. This includes things like lost profits, data loss, or other intangible losses, even if we were aware that such damages might be possible. Our maximum liability to you for any claims related to our services is limited to the amount you paid us for those services, if anything.

You agree to defend and protect TrinityInsured, our employees, partners, and affiliates from any claims, lawsuits, or demands that arise from your use of our website, your violation of these terms, or your violation of any rights of another person or entity. This means if someone sues us because of something you did, you are responsible for any costs, attorney fees, and damages that result from that situation.

If any dispute arises between you and TrinityInsured, we prefer to resolve it through friendly communication and negotiation. However, if we cannot reach an agreement, any legal disputes will be governed by the laws of the state where our company is registered, without regard to conflict of law principles. You agree that any legal action must be filed in the courts located in that jurisdiction, and you consent to the personal jurisdiction of those courts.

We reserve the right to modify these terms and conditions at any time without prior notice. When we make changes, we will update the effective date on this page. It is your responsibility to check these terms periodically for updates. Your continued use of our website after changes are posted means you accept and agree to the modified terms. If you do not agree with the new terms, you should stop using our website immediately.

If any provision of these terms is found to be invalid or unenforceable by a court, that particular provision will be removed or modified to the minimum extent necessary, and the remaining provisions will continue to be valid and enforceable. Our failure to enforce any right or provision of these terms does not constitute a waiver of that right or provision, and we may still enforce it in the future.

These terms and conditions represent the entire agreement between you and TrinityInsured regarding your use of our website and services. They replace any previous agreements or understandings, whether written or oral. If you have questions about these terms or need clarification on any point, please contact us before using our services. We value clear communication and want to ensure you feel comfortable and informed when working with us to find the right auto insurance coverage for your needs.